The challenge with many 1st time homebuyers is that you can afford the monthly payment, but just do not have enough for the down payment. Generally, a 1st time homebuyer is defined as someone who has not owned a home in the last 3 years.
Fortunately, there LOW, and even NO down payment options for 1st time homebuyers.
Please feel free to reach out with any additional questions. You can either complete the form to the right, call 713-677-4101 or email lee@nxtgenmortgage.com